বুধবার, ৫ ডিসেম্বর, ২০১২

Suspect in deadly NYC subway push implicates self

NEW YORK (AP) ? Authorities said a suspect implicated himself Tuesday in the death of a New Yorker who was pushed onto the tracks and photographed just before a train hit him ? an image that drew virulent criticism after it appeared on the front page of the New York Post.

Investigators recovered security video showing a man fitting the description of the suspect working with street vendors near Rockefeller Center, said New York Police Department spokesman Paul Browne.

"The individual we talked to made statements implicating himself in the incident," Browne said.

Witnesses told investigators they saw the suspect talking to himself Monday afternoon before he approached Ki-Suck Han at the Times Square station, got into an altercation with him and pushed him into the train's path.

Police took the man into custody Tuesday, but no charges are expected to be announced until Wednesday, Browne said.

Han, 58, of Queens, died shortly after being struck. Police said he tried to climb a few feet to safety but got trapped between the train and the platform's edge.

The Post published a photo on its front page Tuesday of Han with his head turned toward the train, his arms reaching up but unable to climb off the tracks in time. It was shot by freelance photographer R. Umar Abbasi, who was waiting to catch a train as the situation unfolded.

Abbasi said in an audio clip on the Post's website that he used the flash on his camera to try to warn the train driver that someone was on the tracks. He said he wasn't strong enough to lift Han.

"I wanted to help the man, but I couldn't figure out how to help," Abbasi said. "It all happened so fast."

Emotional questions arose Tuesday over the published photograph of the helpless man standing before the oncoming train accompanied by the headline that read in part: "This man is about to die."

The moral issue among professional photojournalists in such situations is "to document or to assist," said Kenny Irby, an expert in the ethics of visual journalism at the Poynter Institute, a Florida-based nonprofit journalism school.

Other media outlets chimed in on the controversy, many questioning why the photograph had been taken and published.

"I'm sorry. Somebody's on the tracks. That's not going to help," said Al Roker on NBC's "Today" show as the photo was displayed.

CNN's Soledad O'Brien tweeted: "I think it's terribly disturbing ? imagine if that were your father or brother." Larry King reached out to followers on Twitter to ask: "Did the (at)nypost go too far?"

The Post declined to share the photo with The Associated Press for distribution.

Subway pushes are feared but fairly unusual. Among the more high-profile cases was the January 1999 death of Kendra Webdale, who was shoved to her death by a former mental patient.

After that, the Legislature passed Kendra's Law, which lets mental health authorities supervise patients who live outside institutions to make sure they are taking their medications and aren't a threat to safety.

Mayor Michael Bloomberg said Tuesday that he believed that "in this case, it appeared to be a psychiatric problem."

The mayor said Han, "if I understand it, tried to break up a fight or something and paid for it with his life."

_____

Associated Press writers Tom Hays and Tom McElroy contributed to this story.

Source: http://news.yahoo.com/suspect-deadly-nyc-subway-push-implicates-self-034730415.html

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Proteins that indicate which kidney tumors are most likely to spread identified

ScienceDaily (Dec. 5, 2012) ? Researchers at St. Michael's hospital have identified 29 proteins that are likely to be involved in the spread of kidney cancer. The discovery will help physicians recognize which tumours are going to behave more aggressively and provide those patients with more intensive treatment and closer followup.

"Metastatic renal cell carcinoma is one of the most treatment-resistant malignancies and patients have dismal prognosis," said Dr. George M Yousef, a laboratory pathologist. "Identification of markers that can predict the potential of metastases will have a great impact on improvement patient outcomes.

Dr. Yousef's research appears online in the journal Molecular & Cellular Proteomics.

Kidney cancer in general is very aggressive and has a high chance of metastasis, or spreading to other organs. The five-year survival rate for metastasized kidney cancer is less than 10 per cent. Although imaging technology has led to increased detection of kidney tumours, 25 to 30 per cent have already spread by the time they are found.

Using a mass spectrometer, Dr. Yousef identified 29 proteins that change when cancer cells spread from the original site of the kidney tumour. All 29 proteins have been previously been linked to other malignancies.

Dr. Yousef said if physicians can determine which kidney tumours have those proteins, and are likely to spread, they can monitor and treat those patients more aggressively. Patients who don't have those proteins and biomarkers might not have to undergo costly and intensive treatment or surgery.

The next steps would be to find ways to stop the proteins from turning on and triggering the metastasis.

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Story Source:

The above story is reprinted from materials provided by St. Michael's Hospital. The original article was written by Leslie Shepherd.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/WEyQzkk8hMo/121205142457.htm

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THE RESET: Obama faces major foreign policy tests

U.S. Secretary of State Hillary Rodham Clinton speaks at a press conference at NATO headquarters in Brussels, Belgium, Wednesday Dec. 5, 2012. NATO foreign ministers were set Wednesday to shift their focus to the way forward in Afghanistan during a second day of talks in Brussels, as the military alliance prepares to withdraw its combat troops in 2014. (AP Photo/Kevin Lamarque, Pool)

U.S. Secretary of State Hillary Rodham Clinton speaks at a press conference at NATO headquarters in Brussels, Belgium, Wednesday Dec. 5, 2012. NATO foreign ministers were set Wednesday to shift their focus to the way forward in Afghanistan during a second day of talks in Brussels, as the military alliance prepares to withdraw its combat troops in 2014. (AP Photo/Kevin Lamarque, Pool)

U.S. Ambassador Susan Rice, third from left, speaks after the U.N. General Assembly voted overwhelmingly to recognize a Palestinian state at the United Nations on Thursday, Nov. 29, 2012. The General Assembly approved a resolution raising the Palestinians' U.N. status from an observer to a nonmember observer by a vote of 138-9, with 41 abstentions _ a majority of more than two-thirds of the world body's 193 member states. (AP Photo/Bebeto Matthews)

President Barack Obama smiles as he is introduced by Jim McNerney, chief executive officer of The Boeing Company, before speaking about the fiscal cliff during an address before the Business Roundtable, an association of chief executive officers, Wednesday, Dec. 5,2012, in Washington. (AP Photo/Charles Dharapak)

Debate over the looming "fiscal cliff" of automatic tax increases and spending cuts is consuming most of the political oxygen in Washington lately. But President Barack Obama also faces huge second-term foreign policy challenges.

And he does so with an unraveling national-security team.

Secretary of State Hillary Rodham Clinton wants to move on. But a possible successor, U.N. Ambassador Susan Rice, faces tough Republican Senate opposition over her factually challenged public comments on the deadly Sept. 11 terrorist raid on the U.S. consulate in Benghazi, Libya.

Defense Secretary Leon Panetta also suggests he's anxious to leave. And the Central Intelligence Agency is being run by an acting director, Michael Morrell, after well-respected chief David Petraeus resigned because of an extramarital affair.

Meanwhile, civil unrest is near the boiling point in Egypt and violence continues unabated in Syria. President Bashar Assad's "fall is inevitable. It's just a question of how many people will die until that date occurs," Clinton said Wednesday in Brussels.

Iran's nuclear ambitions continue to rattle the West and North Korea is readying a new long-range missile test. Mideast tensions simmer.

The United Nations' rebuke to the U.S. and Israel by voting overwhelmingly to upgrade the Palestinian territories to a "nonmember observer state" prompted a retaliatory Israeli wave of new settlement units in occupied areas.

And the Senate rejected a popular U.N. treaty banning discrimination against people with disabilities, ignoring a personal appeal from onetime GOP standard-bearer Bob Dole. "This shouldn't have been a battle," said Senate Majority Leader Harry Reid.

On foreign policy, "we look a little bit indecisive, disorderly, leaderless," Zbigniew Brzezinski, national security adviser to President Jimmy Carter, told MSNBC.

During the campaign, Obama advocated nation-building "right here at home." But foreign-policy challenges could complicate his efforts to secure a domestic legacy.

___

Follow Tom Raum on Twitter: http://www.twitter.com/tomraum

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-12-05-US-The-Reset/id-208edd9af2a441eba3adcb472ddd1a68

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Skilled and Education: IRA, SEP and 401k Investment in Denver ...

Denver Investment Properties
Historically, most retirement plans in the United States invest in securities of some sort, but gaining popularity over the last 4 years is the use of self-directed IRA administrators to facilitate real estate and lending deals. This concept is not widely known by either real estate or tax professionals, but continuing education classes are available to real estate brokers, CPAs, and other professionals. The result of this is a new source of funds for purchases and development.

Over the past 18 months, there has been a steady increase in the number of Denver commercial investors placing their IRA/SEP/401(k) retirement plans in real property via direct ownership, TIC arrangements, and LLCs. Investments have mainly been in improved property such as retail and multi-family but there have also been deals involving construction lending. Many of these investments benefit from leverage from local lenders.

"Why don't I know about this?" is the reaction of most investors. The IRS has received this question so frequently that their website has posted their affirmation of the legality of the concept. "IRA law does not prohibit investing in real estate but trustees are not required to offer real estate as an option. IRA trustees are permitted to impose additional restrictions on investments. For example, because of administrative burdens, many IRA trustees do not permit IRA owners to invest IRA funds in real estate".

The investor or broker should know that first and foremost, they need a self-directed IRA Administrator to do this type of transaction. Secondly, the sales contract for these purchases needs to be initiated by the IRA at the client's direction, and all funds must flow through the IRA administrator. Third, there can be no personal use of this property either by the IRA holder or close family members such as parents or children. Self-directed administrators are not allowed to be involved in the investment as either a promoter or an advisor but must remain completely neutral in the transaction. Fourth, leverage is permitted with some limitations.

Due diligence and decisions regarding improvements, property management and tenant selection may be performed by the IRA holder. Everything from the sales contract to the closing documents are signed by the Administrator who is responsible for the correct vesting of title and accounting to the IRS on the value of the account as well as any funds traveling into, and out of, the account.

Because it is within a tax-deferred account, the proceeds of the sale of property owned by an IRA/SEP/401(k) go directly back into the IRA trust account and are available for the next investment. Subsequent investments can be real estate, or anything else allowed by law, the only statutorily prohibited investments being life insurance and collectibles. There is no need for a 1031 exchange or any "like kind" investment to replace it.

Contrary to popular belief, an annual appraisal is not required by the IRS on real estate within an IRA. Although it is true that the account value is reported annually to the IRS, there are no specific requirements for an appraisal. Appraisals are only required for a taxable event, such as when a property is taken out of the IRA. All rules about investing IRA funds revolve around the issue of self-dealing, which is defined as benefiting now from your IRA, and having transactions with your IRA. The code section dealing with "prohibited transactions," as they are called, address these main areas of concern.

As securities become less the investment of choice, and real estate remains a solid investment, it is expected that retirement plan investment in real estate and notes will continue to grow over the next few years. Real estate brokers and developers can capitalize on this trend by marketing properties to retirement plans and seeking IRA investors in large projects.

Source: http://aniewardah78.blogspot.com/2012/12/ira-sep-and-401k-investment-in-denver.html

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Kansas City Chiefs murder/suicide key may never be unlocked

(Reuters) - The murder/suicide committed on Saturday by Kansas City Chiefs football player Jovan Belcher left the National Football League, its fans and health professionals struggling to understand what drove him to do it.

Belcher, 25, shot and killed his 22-year-old girlfriend Kasandra Perkins, the mother of his three-month-old daughter, in front of his own mother at home before driving to Arrowhead Stadium where he shot himself dead in the parking lot after thanking team officials for all they had done for him.

For the NFL, arguably the most popular U.S. professional sport, the tragic shootings cast the league in a frightfully brutal light as Belcher became the fourth player this year to die of a self-inflicted gunshot.

Former players Junior Seau in May, Ray Easterling in April and Michael Current in January all committed suicide.

A fifth suicide victim, former Chicago Bears player Dave Duerson killed himself by gunshot less than two years ago, leaving a note requesting that his brain be examined for a post-concussive disease that might have led to his severe depression.

An brain analysis showed that Duerson had a degenerative brain disease, as he had believed.

Details on Belcher's health have been slow to emerge.

Dr. Alan Hilfer, Director of Psychology at Maimonides Medical Center in New York, said just why Belcher suddenly snapped could remain a mystery.

"We may never know the reasons," Hilfer told Reuters in a telephone interview on Monday. "Something was terribly wrong."

The league has come under fire from former players who have joined to sue the NFL, claiming league officials looked the other way while the players were absorbing concussions that have led to long-term disabilities.

LOOKING FOR AN EDGE

Others suspect that the high-speed, muscular contact game leads players to look for a doping edge despite drug testing, and that can lead to psychological instability.

Chiefs Chairman Clark Hunt said Sunday that doctors and coaches told him they knew of no physical or emotional issues bothering Belcher, who reached the NFL as a free agent after going to the University of Maine.

"What do you look for? It's a very hard question to answer," Hilfer said. "Certainly you look for mood changes. Certainly you look for increased levels of impulsively and anger.

"These things sometimes occur so suddenly. Sometimes there is just no way you could possibly know that someone is going to perpetrate an act of violence of this magnitude."

Don Hooton, who founded the Taylor Hooton Foundation to promote steroids education in 2004, seven months after his son, Taylor, committed suicide following his use of anabolic steroids, suspects doping.

"Every time I hear a story like this, my mind runs immediately to anabolic steroids," Hooton said. "Not necessarily to the exclusion of anything else, but because anabolic steroids can affect the mind in these crazy ways.

"I hope when they do the autopsy on this young man, that they look for these substances because it's possible that what we saw was 'Roid Rage'" - a label given to the exhibition of anger among steroid users.

Hooton said that despite efforts in professional leagues to stem the use of performance-enhancing drugs (PED), recent studies showed that steroids use was on the rise among U.S. school children.

"It's not getting better - it's getting worse," said Hooton. "We better wake up, America."

LARGER SOCIETAL PROBLEMS

Dan Lebowitz, executive director of Sport in Society at Northeastern University, said he saw the Belcher tragedy as something that speaks to societal problems transcending sports.

"This is an issue of men's violence against women, not just football players being too violent," Lebowitz said.

"When I look at it, I try to take it out of the realm of sport. I just think about the way we acculturate young boys in this country and our whole view of manhood."

Lebowitz's group has worked for the NFL on a 2010 training program aimed at gender equality and respect in the workplace, and ran a training project at the soccer World Cup in South Africa on preventing gender violence.

"If you look at how many NFL players commit gender violence in proportion to the overall population, the percentage falls in line with the general population, three to five percent.

"From what I hear she came home from a concert late and he reacted horrifically. We don't have a healthy concept of what manhood is and how certain things that we see as an affront to manhood probably aren't that at all."

Lebowitz said the awful incident could spawn an opportunity to educate others.

"Nothing happens in a bubble. This is the fifth NFL player to commit suicide by a self-inflicted gunshot ... this one was (preceded) by a murder. Right now there is an absolute heightened spotlight on all the issues around sports in general.

"How do we make a healthier sport, and how do we make a healthier man? How do we engage in a real conversation about respect for women's rights and freedoms?"

Dr. Hilfer said athletes were often reluctant to seek help.

"They can benefit from additional help, especially considering the rash of suicides from concussive syndromes," he said. "I would have loved to get this guy into some form of counseling therapy.

"It would have been wonderful if they could ask for help but athletes are often reluctant because their image is that of a tough guy who can handle things. They are as a rule some of the people who are least likely to access mental health services."

Mike Paul, who runs a New York public relations business specializing in reputation management, said the incident would challenge NFL Commissioner Roger Goodell.

"This is a big one for him," Paul told Reuters. "The helmet (safety) issue and the steroids and PED issue, continue. Now it is right back in his face again and he has two choices.

"He can confront it head on and say it is time for further examination as we go into 2013 ... or he can try to slide it under the rug by saying it's a one-off.

"I think it would be a big mistake to say it was a one-off."

(Editing by Philip Barbara)

Source: http://news.yahoo.com/kansas-city-chiefs-murder-suicide-key-may-never-041941612--nfl.html

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TVs, tablets beat laptops, cameras on Black Friday

8 hrs.

Sales figures from NPD Group for the week of Black Friday suggest that consumers snapped up cheap TVs and Android tablets faster than ever, but laptop and point-and-shoot cameras were?falling off shopping lists.

The price of TVs continues to drop,?with the average selling price hitting just $333 this year. Forty percent of TVs bought had 32-inch screens, suggesting buyers took the sales?opportunities?to pick up a second or even third TV. Large TVs, too, were popular, with 60-inch units and above selling 10 times faster than they did two years ago.

Why? Cheap cameras and all those other devices have one thing in common: Their functions are replicated by smartphones and tablets.

Sales in several other categories weren't so robust. MP3 players, point-and-shoot cameras, camcorders, and GPS devices were all unpopular.

Point-and-shoots were practically being given away, averaging just over $100 in price ? but few customers were buying. Even laptops, which were?cheaper than ever, sold fewer than last year.

Why? Cheap cameras and all those other devices have one thing in common: Their functions are replicated by smartphones and tablets.

No surprise, then, that sales of Android tablets jumped 177 percent over last year's Black Friday. The success is no doubt in part due to the availability?of devices like the Kindle Fire HD and Nexus 7, starting at $199, compared to the iPad's starting price of $499 and the iPad Mini at $329.?(If you're wondering about iPads and smartphones, they weren't included in NPD's study.)

Stephen Baker, NPD's vice president of industry analysis, agreed that shoppers were opting for a more integrated approach in their tech.

"It has to do with the cloud, smartphones and tablets. Some of those categories (such as?GPS and?MP3 players) are down 50 to 75 percent from where they were three, four years ago," he told NBC News.

But despite sales nearly tripling in volume, the money generated by tablets?only increased by 91 percent. That's because the average selling price of tablets dropped from $219 last year to $151 this year. That average was brought down not by rock-bottom, sale-priced Nooks and Nexuses, but by off-brand tablets that could cost under $100.

"These weren't first-tier manufacturers," Baker points out. A $79 tablet isn't such a bad idea for some shoppers anymore ? no matter what, they are?much better than they were last year or the year?before.

Items?that tend to go along with tablets and smartphones also saw a boost in sales. Audio accessories like headphones and wireless speakers saw significant increases as consumers?looked to make their new streaming devices sound decent.

Interchangeable-lens cameras too, be they DSLRs or mirrorless, got a healthy bump (despite the Black Friday deals being mostly junk). An iPhone camera may be a good replacement for a $150 point-and-shoot, but not for a high-quality kit.

Whenever general-purpose devices like phones get better at something new, as we've seen with photography over the last couple years, sales of?competing single-purpose devices go into?a nosedive. Expect this trend to continue as long as there are still ways for smartphones to get smarter.

Devin Coldewey is a contributing writer for NBC?News Digital. His personal website is?coldewey.cc.

Source: http://www.nbcnews.com/technology/gadgetbox/black-friday-winners-losers-tvs-tablets-beat-laptops-cameras-1C7423107

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শনিবার, ৩ নভেম্বর, ২০১২

STRAY CAT RANT | Christine's Collection

It strikes me that the heading of this post would make a great title for some modern poem, but today I?m on a serious rant.

To Whom It May Concern:
BEFORE YOU GET A PET, PLEASE CONSIDER?

You or someone in your household may be allergic.? Borrow one for a week or so before you commit yourself to a long-term situation.

You or someone in your household may not like noise, floating pet hair, or have time to care for a pet.? Borrow one for a couple of weeks, or get a month?s money-back guarantee.? I?ve seen so many people advertising a pet to give away because ?It?s lonely by itself all day? and/or ?I just don?t have time for it.?

Don?t count on the promises of children under twelve.? When they want something they?ll promise you the moon plus perpetual care.? But they have short attention spans; forever is only until next week when they don?t feel like walking the dog.? One lady was giving away their pup because ?my son is into video games now and has no time to play with it anymore.?? (The poor dog!? I?d say ?Unplug the computer.?)? If YOU, the parent, aren?t prepared to give the pet the care it needs now ? and then later when your kids head off to college ? please don?t cave.

A new baby may come into your house.? Goodness knows how many newlyweds get a cute little kitten, then after a couple of years have a baby.? Right away they want to get rid of the cat for fear it might hurt the baby.? (Very slim possibility but someone?s aunt will always tell you of her cousin?s friend whose cat laid on a baby in a crib and suffocated it.)

You may move in the near future and find yourself facing a new lease that says NO PETS.? Have a backup plan.? I.e., if we move and can?t take Fido, Uncle Keith will take him and give him a good home.? This is especially true of exotic pets; they have become big trouble in some areas,? becoming invasive species and messing up the local ecology.

Some people have the idea that it?s okay to flush fish when they don?t want them anymore.? This is so cruel; the poor fish dies an awful death in the toxic wastes.? An ice water bath will kill a tropical fish far more mercifully.

Pets are like people: they get sick.? They are also prone to parasites and need to be treated or they?ll suffer.? If you can?t afford a vet bill, please don?t get a pet.

Pets should be neutered, especially females.? This will cost you an arm and a leg.? See above.

So many people get a cat.? The cat isn?t spayed; the cat has kittens EVERY YEAR.? The owner can?t find homes for all these kittens.? (Look on Kijiji ? you?ll see hundreds of free kittens.)? So they call the SPCA and hear, ?The fee for dropping a cat (or dog) off here is $$$.? Gulp!

So they call Alley Cat Allies or some such organization and hear ?Our shelter and foster homes are full up right now.? We can?t possibly take six more kittens.?? They call the vet and find out it costs $300 to put a cat down.

What happens next?? Someone like me opens my door one evening and here?s a starved stray meowing plaintively.? My own cats (both of them ?foundlings?) are hissing in disgust at this intruder.? My husband reminds me that WE can?t afford another vet bill.

What happens when people dump a cat off in the country?? You may kid yourself that it will find a home on some farm.? It usually DOESN?T.? The resident pets (dogs and cats) drive it away.? Our neighbour?s dog won?t allow a stray cat to come on their yard and neither will their three cats.? Our cats feel the same.? Livestock-raising methods today usually call for barns that are sealed and not accessible to strays.

So the cat wanders into the woods and starves to death (the little guy I found on my doorstep Tuesday was pretty close to that) or freezes to death or becomes A MEAL for an owl, a hawk, a fox or a coyote.? Not to mention stray dogs like the two that killed a stray cat in our yard last fall.

Animals are LIVING things.? They are affectionate; they love; they grieve.? They are confused and even depressed when they find themselves separated from ?their family.?? They are totally bewildered when they find themselves abandoned somewhere.

I?ve tried to call stray cats and they?ve dashed away in terror.? I?ve seen a dumped-off dog run flat out for a couple of miles trying to catch up to its owner?s vehicle.? (That?s as far as I could see; he may have run for many more miles.)

One day I saw a dumped-off cat so confused by the strange surroundings that it wandered onto the road in front of a passing car.? I picked up the dead cat and carried it to the shoulder of the road ? and I was really ready to rant.? Do you blame me?

People, DON?T DO THIS!!

Before you adopt a pet, please consider these things.? Don?t be beguiled by cute and cuddly or the novelty of a piranha.? Sit down and add up the cost.? And if you want to get rid of your pet, take it to a vet, grit your teeth and PAY THE PRICE of euthanasia. ($200 ? $300)

End of rant.? Thanks for listening.

(P.S.: If anyone wants to donate a little something toward the vet bill for a starved, parasite-riddled stray cat, please forward check at your earliest convenience.)

Looking at life from a Christian perspective and appreciating all God's gifts; sharing inspirations in prose & poetry, fact & fiction, serious & humorous writing. Unless otherwise stated, I've written everything you see on this blog, or have retold some information in my owns words. Please respect my rights as author.

Source: http://christineevelynvance.wordpress.com/2012/11/02/stray-cat-rant/

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বুধবার, ২৪ অক্টোবর, ২০১২

Mobile beauty salon insurance | Stratum Insurance Agency News

Stratum Insurance Agency LLC?can help mobile beauty professionals, including barbers, hair stylists, manicurists, masseuses / masseurs, facialists, and more.

Learn about different types of policies:

  • Options for individual beauty professionals and masseuses
  • Options for businesses that have multiple stylists, masseuses and professionals

Quotes are available by phone at 949-270-0609 or online at the?Beauty Insurance Quote Link.

Beauty Insurance, Barber Insurance, Stylist Insurance

Several Types of Insurance are often included in the Quote?(options may vary by policy and or location):

  • General Liability Insurance ? to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) ? to protect you in the event of a claim that arises from a professional service that you perform.
  • Coverage for equipment (often referred to as business personal property)

Do I need both types of insurance ? E&O and General Liability?

Yes, in most cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available. ?Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

What unique coverages should mobile beauty professionals consider??(this is only a partial list, many other options are available):

  • Coverage for equipment not at a fixed location (for your beauty tools) ? did you know that many policies only cover equipment at the location listed on the policy?
  • Commercial Auto Insurance ? are you using a vehicle for business purposes? Let us help.
  • Coverage for equipment and tools off the premises

If you have a specific risk that concerns you, tell us about it and we can work to find a policy that suits your needs.

Are quotes available in most states?

Yes!?Quotes are available in over 46 states with many types of coverage. ?Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request a Beauty Industry nsurance Quote

What about Beauty Salon Insurance?

Broad coverage options are available for salons. ?Beauty salons?that perform the services listed above, or offer other treatments for their customers should also request a quote. ?The business owners package for salons may include general and professional liability, as well as coverage for your equipment, business income, tenant improvements, signage, awnings, and more. ?E-signatures and payment plans are generally available for these quotes, making it even easier to obtain coverage quickly. Do you accept credit cards or maintain client files? ?Consider purchasing data breach or cyber liability as well. ?Do you have employees? ?Ask about employment practices liability insurance and workers compensation. ??Request a quote online for?beauty salon insurance?or talk to one of our team members today.

Other Quotes for the Beauty and Salon Industry:

?

What about my personal insurance?

Our team would love to be your personal insurance agency as well. ?You can request quotes for many types of personal insurance at http://www.stratumins.com. ?Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

?

Same Day Quotes are Available in Most States

Source: http://blog.stratumins.com/2012/10/mobile-beauty-salon-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=mobile-beauty-salon-insurance

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Calling all soccer fans in Philly: Be sure to follow @PantechUSA on Twitter for...

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Source: http://www.facebook.com/PantechUSA/posts/377963295617229

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Report: New Mexico inmate steals money walking out of jail

Report: New Mexico inmate steals money walking out of jail Written by By Associated Press ?? Tuesday, 23 October 2012 15:05

SANTA FE, N.M. (AP) ? A New Mexico inmate on his way out of jail was quickly thrown back in after authorities say he stole another inmate's cash then treated himself to a hearty lunch.

The Santa Fe County Sheriff's Office told KOAT-TV (http://bit.ly/TQnEJ2) that 20-year-old Frank Rodriguez-Tapia swiped $80 in cash while a guard's back was turned as Rodriguez-Tapia was walking out of jail. The money belonged to another inmate who was just coming into the Santa Fe jail and going through booking.

Police say Rodriguez-Tapia was supposed to report immediately to the electronic monitoring office, but bought lunch at Blake's Lotaburger. He later admitted to the theft, turned over the remaining $67 and was sent back to jail.

Rodriguez-Tapia is now facing new larceny charges.

It was unclear if he had an attorney.

Copyright 2012 The Associated Press.

Source: http://www.sent-trib.com/ap-news/report-new-mexico-inmate-steals-money-walking-out-of-jail

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মঙ্গলবার, ২৩ অক্টোবর, ২০১২

Reminder of the Google+ Oklahoma Winter Weather Hangout, 1 p.m. Wednesday

on October 23, 2012M at 1:52 pm

Please tune in at 1 p.m. Wednesday for a hangout on winter weather in Oklahoma with reporter Bryan Painter and state experts on NewsOK Live.

We?ll be joined by Gary McManus, associate state climatologist with the Oklahoma Climatological Survey and Terri Angier,?the Oklahoma Department of Transportation?s chief of media & public relations.

You can participate in the discussion by posting comments and questions on a thread in the right rail of the page at http://newsok.com/live

Please make plans to join us?at 1 p.m. Wednesday!

?

Thank you for joining our conversation on Oklahoma Weather Blog. We encourage your discussion but ask that you stay within the bounds of our commenting and posting policy.

Source: http://blog.newsok.com/weather/2012/10/23/reminder-of-the-google-oklahoma-winter-weather-hangout-1-p-m-wednesday/

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PFT: Cowboys got pregame talk from ... Gibbs?

Jerry RichardsonAP

Panthers general manager Marty Hurney was fired Monday.

But the clock on his tenure really started ticking on Feb. 1, 2009, the day Panthers owner Jerry Richardson underwent heart transplant surgery.

Since then, Richardson has been a man aware of his mortality, and time to build was no longer the first priority for the 76-year-old owner.

How the Panthers are closer to winning now than they were last night is a mystery, because many of the moves Hurney made in recent years were strictly of the owner?s bidding.

From taking a hard line on franchised defensive end Julius Peppers to paying loyalty contracts to players such as Jake Delhomme to keep the 12-4 2008 division title team together, many of the moves Hurney was criticized most heavily for had Richardson?s thumbprints all over them. Likewise using the uncapped year in 2010 to clear the books for a post-lockout splurge on fan favorites such as DeAngelo Williams were moves dictated from upstairs.

The former sportswriter turned salary cap manager handled those moves, and built as best he could after the Panthers once-happy marriage with coach John Fox fell apart in 2009.

The current mess is as much about the coaching staff he hired not using the players he acquired properly, but Hurney was an easy fall guy for a team which had won nine games since the start of the 2009 season.

That overshadows a stable base of talent he?s assembled, including quarterback Cam Newton.

How they proceed at this point is a mystery, though it?s reasonable to assume team president Danny Morrison (the man Richardson hired to run the business when he fired his sons) will have a strong hand in the process.

Either way, the next football man will be on a short leash, because the man who brought football to the Carolinas believes he?s on borrowed time.

Source: http://profootballtalk.nbcsports.com/2012/10/22/cowboys-gt-pregame-talk-from-joe-gibbs/related/

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NFL standings, scores and schedules

PRO FOOTBALL

NFL

AMERICAN CONFERENCE

East

W

L

T

Pct

PF

PA

New England

4

3

0

.571

217

163

Miami

3

3

0

.500

120

117

N.Y. Jets

3

4

0

.429

159

170

Buffalo

3

4

0

.429

171

227

South

W

L

T

Pct

PF

PA

Houston

6

1

0

.857

216

128

Indianapolis

3

3

0

.500

117

158

Tennessee

3

4

0

.429

149

238

Jacksonville

1

5

0

.167

88

164

North

W

L

T

Pct

PF

PA

Baltimore

5

2

0

.714

174

161

Pittsburgh

3

3

0

.500

140

132

Cincinnati

3

4

0

.429

166

187

Cleveland

1

6

0

.143

147

180

West

W

L

T

Pct

PF

PA

Denver

3

3

0

.500

170

138

San Diego

3

3

0

.500

148

137

Oakland

2

4

0

.333

113

171

Kansas City

1

5

0

.167

104

183

NATIONAL CONFERENCE

East

W

L

T

Pct

PF

PA

N.Y. Giants

5

2

0

.714

205

137

Philadelphia

3

3

0

.500

103

125

Dallas

3

3

0

.500

113

133

Washington

3

4

0

.429

201

200

South

W

L

T

Pct

PF

PA

Atlanta

6

0

0

1.000

171

113

New Orleans

2

4

0

.333

176

182

Tampa Bay

2

4

0

.333

148

136

Carolina

1

5

0

.167

106

144

North

W

L

T

Pct

PF

PA

Chicago

5

1

0

.833

162

78

Minnesota

5

2

0

.714

167

131

Green Bay

4

3

0

.571

184

155

Detroit

2

4

0

.333

133

150

West

W

L

T

Pct

PF

PA

San Fran.

5

2

0

.714

165

100

Arizona

4

3

0

.571

124

118

Seattle

4

3

0

.571

116

106

St. Louis

3

4

0

.429

130

141

WEEK 7 Thursday's result

San Francisco 13, Seattle 6

Sunday's results

Minnesota 21, Arizona 14

Green Bay 30, St. Louis 20

Houston 43, Baltimore 13

N.Y. Giants 27, Washington 23

Dallas 19, Carolina 14

New Orleans 35, Tampa Bay 28

Indianapolis 17, Cleveland 13

Tennessee 35, Buffalo 34

Oakland 26, Jacksonville 23, OT

New England 29, N.Y. Jets 26, OT

Pittsburgh 24, Cincinnati 17

Off: Atlanta, Denver, Kansas City,

Miami, Philadelphia, San Diego

Monday's game

Chicago 13, Detroit 7

WEEK 8 Thursday's game

Tampa Bay at Minnesota, 8:20 p.m.

Sunday's games

Washington at Pittsburgh, 1 p.m.

Jacksonville at Green Bay, 1

Indianapolis at Tennessee, 1

Carolina at Chicago, 1

Miami at N.Y. Jets, 1

San Diego at Cleveland, 1

Atlanta at Philadelphia, 1

Seattle at Detroit, 1

New England vs. St. Louis at London, 1

Oakland at Kansas City, 4:05

N.Y. Giants at Dallas, 4:25

New Orleans at Denver, 8:20

Off: Baltimore, Buffalo, Cincinnati,

Houston

Monday's game

San Francisco at Arizona, 8:30 p.m.

SUNDAY STEELERS 24, BENGALS 17

Pittsburgh

3

11

3

7

?

24

Cincinnati

7

7

3

0

?

17

First Quarter

Pit?FG Suisham 42, 10:26.

Cin?Peerman 5 run (Nugent kick), 2:17.

Second Quarter

Cin?Green 8 pass from Dalton (Nugent kick), 8:29.

Pit?FG Suisham 47, 3:07.

Pit?Miller 9 pass from Roethlisberger (Miller pass from Roethlisberger), :24.

Third Quarter

Cin?FG Nugent 48, 11:09.

Pit?FG Suisham 42, 8:17.

Fourth Quarter

Pit?Rainey 11 run (Suisham kick), 14:16.

A?63,411.

Pit

Cin

First downs

22

11

Total Net Yards

431

185

Rushes-yards

29-167

21-80

Passing

264

105

Punt Returns

3-10

1-5

Kickoff Returns

4-122

5-134

Interceptions Ret.

1-11

1-0

Comp-Att-Int

27-38-1

14-28-1

Sacked-Yards Lost

3-14

0-0

Punts

3-40.0

6-51.8

Fumbles-Lost

1-1

0-0

Penalties-Yards

5-50

2-20

Time of Possession

37:30

22:30

INDIVIDUAL STATISTICS

RUSHING?Pittsburgh, Dwyer 17-122, Rainey 4-17, A.Brown 2-13, Wallace 2-7, W.Johnson 1-5, B.Batch 2-4, Roethlisberger 1-(minus 1). Cincinnati, Green-Ellis 18-69, Sanu 1-7, Peerman 1-5, Dalton 1-(minus 1).

PASSING?Pittsburgh, Roethlisberger 27-37-1-278, A.Brown 0-1-0-0. Cincinnati, Dalton 14-28-1-105.

RECEIVING?Pittsburgh, Wallace 8-52, A.Brown 7-96, Miller 6-53, Sanders 2-40, Cotchery 1-20, Rainey 1-8, Paulson 1-7, W.Johnson 1-2. Cincinnati, Whalen 4-31, Sanu 3-27, Gresham 3-19, Hawkins 2-17, Green 1-8, Tate 1-3.

Source: http://www2.timesdispatch.com/sports/2012/oct/23/tdsport05-nfl-standings-scores-and-schedules-ar-2303800/

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সোমবার, ২২ অক্টোবর, ২০১২

Germany's Siemens to give up solar energy business

BERLIN (AP) ? Siemens AG announced plans to give up its loss-making solar business and concentrate its renewable energy business on wind and hydroelectric power.

The German industrial conglomerate, whose products range from trains to turbines, said Monday it's in talks with possible buyers, but offered no details. It said the move is part of a wider effort to increase its productivity and efficiency.

The solar power industry has been hit by falling subsidies, weaker sales and increasingly stiff price competition, especially by Chinese manufacturers.

Siemens said that "due to the changed framework conditions, lower growth and strong price pressure in the solar markets, the company's expectations for its solar energy activities have not been met."

Several German solar manufacturers, including Q-Cells SE and Solar Millennium AG, have filed for insolvency over the past year. Another German company in the solar market, SMA AG, announced last week that it will slash up to 1,000 jobs ? about a fifth of its global workforce ? amid falling revenues and a possible annual loss in 2013 due to the growing price pressures.

Last month, the European Union launched an anti-dumping probe into Chinese solar panels after an industry association claimed the products were being exported for less than the cost of making them.

The U.S. government introduced steep tariffs on Chinese solar panels earlier this year, with the Commerce Department saying China's government is subsidizing companies that are flooding the U.S. market with low-cost products ? a tactic known as "dumping."

Siemens, based in Munich, said it will keep on offering equipment for use in solar power plants such as turbines and generators.

The company's solar and hydroelectric division has some 680 employees ? far fewer than its wind power business, which has more than 7,000. Overall, Siemens has some 360,000 employees worldwide.

Siemens shares edged up 0.2 percent to ?78.43 in Frankfurt trading, roughly in line with the market's overall performance.

Source: http://news.yahoo.com/germanys-siemens-solar-energy-business-121725927--finance.html

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Split-personality elliptical galaxy holds a hidden spiral

ScienceDaily (Oct. 22, 2012) ? Most big galaxies fit into one of two camps: pinwheel-shaped spiral galaxies and blobby elliptical galaxies. Spirals like the Milky Way are hip and happening places, with plenty of gas and dust to birth new stars. Ellipticals are like cosmic retirement villages, full of aging residents in the form of red giant stars. Now, astronomers have discovered that one well-known elliptical has a split personality. Centaurus A is hiding a gassy spiral in its center.

"No other elliptical galaxy is known to have spiral arms," said lead author Daniel Espada (National Astronomical Observatory of Japan & Harvard-Smithsonian Center for Astrophysics). "Centaurus A may be an old galaxy, but it's still very young at heart."

Centaurus A isn't your typical elliptical to begin with. Its most striking feature is a dark dust lane across its middle -- a sign that it swallowed a spiral galaxy about 300 million years ago.

Centaurus A slurped that galaxy's gases down, forming a disk that we see nearly edge on. From our point of view, any features in that disk have been hidden by the intervening dust.

To tease out the disk's structure, Espada and his colleagues used the sharp vision of the Smithsonian's Submillimeter Array. This radio telescope can see through dust to pick up signals from naturally occurring carbon monoxide gas. By mapping the gas, the team unveiled two distinct spiral arms within the galaxy's core.

These gaseous tendrils have sizes and shapes similar to spiral arms in galaxies like the Milky Way. Also like the Milky Way's spiral arms, they are forming new generations of stars.

"Centaurus A has been given a new lease on life by that past merger," said Espada.

Computer simulations suggest that the spiral features might endure for hundreds of millions of years to come.

Although Centaurus A is the first elliptical galaxy found to have spiral arms, it may not be the last. Since it's only 12 million light-years away, it's relatively nearby and easy to study. The Atacama Large Millimeter/submillimeter Array (ALMA) potentially can find more split-personality galaxies with its improved radio "vision."

"We definitely will use ALMA to search for other objects that are similar to Centaurus A," added Espada.

These findings were published in The Astrophysical Journal Letters.

Headquartered in Cambridge, Mass., the Harvard-Smithsonian Center for Astrophysics (CfA) is a joint collaboration between the Smithsonian Astrophysical Observatory and the Harvard College Observatory. CfA scientists, organized into six research divisions, study the origin, evolution and ultimate fate of the universe.

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Story Source:

The above story is reprinted from materials provided by Harvard-Smithsonian Center for Astrophysics.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. D. Espada, S. Matsushita, A. B. Peck, C. Henkel, F. Israel, D. Iono. Disentangling the Circumnuclear Environs of Centaurus A: Gaseous Spiral Arms in a Giant Elliptical Galaxy. The Astrophysical Journal, 2012; 756 (1): L10 DOI: 10.1088/2041-8205/756/1/L10

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/M_VV3Pl_FXk/121022122237.htm

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Selling a Property to a Current Tenant

In today?s uncertain real estate environment, it?s not uncommon for someone to have a second home or investment property that is difficult to sell, or for someone to dream of owning a home without having the finances or credit required to make it happen. Rent-to-own, or rental purchase, is a tactic that is commonly used to solve this conundrum, as it allows property owners to sell their home more easily and with more guarantee, and for tenants to work towards finally owning their own home.

Whether you are a real estate investor who would like to move on from their rental property, or a homeowner who hasn?t had luck selling their home in the conventional way, then the rent-to-own strategy might just work for you.

What is rent-to-own?

The entire process of rent-to-own is quite similar to that of leasing a car. Essentially, renters will pay a certain amount of money each month to live in your house, and at the end of the contract period ? which is generally within three years ? they have the option to buy it. The rent they pay each month within the contract period will become income for you, and a small portion of it will be kept aside as an eventual down payment for the tenant to purchase the home.

Making it happen

Before any agreement can be made, you first need to determine the sale price as well as the rent you will require from the tenant. Before the rental agreement is signed the sale price can still be negotiated, but after it is signed the price of the house is locked in until the end of the rental term, even if housing prices change throughout that time.

In the beginning of the rental term, the tenant also has to pay you an option fee in addition to rent premiums. You will work together to come up with the value of the option fee, which will then either become part of the tenant?s down payment, or, in the case of the tenant reneging on the purchase, will become part of your income regardless. The rent premiums will be paid in addition to the monthly rent and will be stowed away as the eventual down payment.

Rent-to-own advantages and disadvantages

As with any real estate contract, there are mutual risks and benefits for both parties. The following are some of the pros and cons that you can expect in a rent-to-own contract:

  • Pro: If it seems as though housing prices are falling or are about to fall, you can lock in a better price for your house than perhaps you would get a few years down the line.
  • Pro: If your tenant ends up backing out of the agreement, you still get to keep the option fee and the rent premiums as income. So you won?t suffer a financial loss, although you would still be stuck with the property you didn?t want!
  • Con: If a new buyer comes along and offers a higher selling price, then you are out of luck. Since you entered into a contract with the tenant, you must carry it out.
  • Con: You may be relying heavily on the rental income to pay off a new mortgage or investment, so if the tenant backs out or cannot make the payments, then you risk extra financial burden.

Talk to your real estate agent to see if rent-to-own is the right direction for you. As the seller you have less to lose financially, so it is a strategy that is well worth your consideration.

Source: http://blog.dpn.com.au/selling-property-current-tenant/

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রবিবার, ২১ অক্টোবর, ২০১২

CDC: Death toll rises to 23 in meningitis outbreak

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No. 3 Florida drubs No. 9 South Carolina 44-11

GAINESVILLE, Fla. (AP) ? Jeff Driskel threw four touchdown passes ? three of them after turnovers ? and No. 3 Florida matched its win total from last season with a 44-11 drubbing of ninth-ranked South Carolina on Saturday.

The Gators avenged consecutive losses to the Gamecocks, including one two years ago that ended with Steve Spurrier and his players celebrating a division title in The Swamp.

Florida's latest whatever-it-takes win kept coach Will Muschamp's team undefeated and put it on the cusp of the Southeasten Conference's Eastern Division title. The Gators (7-0, 6-0 SEC) can clinch a spot in the SEC championship game by beating No. 13 Georgia next week in nearby Jacksonville.

Florida won this one with turnovers, stellar defense and more halftime adjustments ? the kind of successful tweaks that are making Muschamp and his staff seem like the right fit in Gainesville.

The Gators finished 7-6 last season, barely avoiding the program's first losing season since 1979. The struggles had outsiders questioning whether Muschamp could get them back to national prominence.

He's got them there now ? even if it hasn't always been pretty.

Florida managed just 29 yards and two first downs in the first half against South Carolina (6-2, 4-2). But the Gators led 21-6 thanks to three turnovers.

Loucheiz Purifoy knocked the ball out of Connor Shaw's hands on the first play. Lerentee McCray recovered, giving Florida the ball at the 2-yard line. Driskel hooked up with Jordan Reed on third down, giving the Gators a lead they would never relinquish.

It also was a sign of things to come for the Gamecocks, who had trouble holding onto the ball all afternoon.

Ace Sanders fumbled on a punt return, Florida recovered and drove 29 yards for a 14-3 lead. Driskel found Quinton Dunbar for a 13-yard score. Dunbar spun out of DeVonte Holloman's grasp before coasting across the goal line.

On the ensuing kickoff, Solomon Patton forced Damiere Byrd to fumble. Chris Johnson picked it up and nearly scored. He was stopped at the 1, setting up Driskel's second TD pass to Reed. Driskel faked a handoff and found Reed alone in the back of the end zone, which made it 21-3.

The Gators could have had a first-half shutout, but penalties set up two field goals for the Gamecocks.

Florida forced South Carolina to punt before one, but a questionable, roughing-the-snapper penalty kept the drive alive. Adam Yates ended the possession with a 35-yarder. His 51-yarder on the final play of the first half came after an offside penalty on McCray.

Muschamp wasn't pleased with all the flags.

But they turned out to be fairly meaningless.

The Gators scored on all three possessions in the third quarter, getting a 6-yard TD run by Omarius Hines, a field goal and a 6-yard pass from Driskel to Frankie Hammond Jr.

They made South Carolina's defensive front, which dominated in the first half, look suspect. They also better controlled standout end pass-rusher Jadeveon Clowney, who gave them fits early. And they kept South Carolina off balance with creative play-calling that included tight end Trey Burton in the wildcat.

Driskel completed 11 of 16 passes for 93 yards. Mike Gillislee ran 19 times for 37 yards. Reed caught four passes for 44 yards.

Florida's defense and special teams were much more impressive.

The Gators held South Carolina to 191 yards, including minus-1 in the third quarter. Marcus Lattimore, who didn't start because of a hip injury, ran just three times for 13 yards. And Florida dominated every aspect of special teams. In addition to the two forced fumbles, Kyle Christy had seven punts of at least 50 yards.

Source: http://news.yahoo.com/no-3-florida-drubs-no-9-south-carolina-231652101--spt.html

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শনিবার, ২০ অক্টোবর, ২০১২

Five Best Friday Columns

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PressNewsRoom ? Blog Archive ? Internet Marketing Expert David ...

Davidsbarter Community?s ?Social Marketing Social Network Technology? platform has enabled small business expert David Leopold to simply and efficiently start several new businesses.

Orlando, Fla. ? October 19, 2012 ? The economy of the United States is not creating enough new jobs. ?For the last two months, only 256,000 new jobs have been created. ?That?s less than half the number of new jobs that must be created if we are return to some sort of normalcy, according to research that was done about three years ago by the Kauffman Foundation, ?The Foundation of Entrepreneurship?, headquartered in Kansas City.

?New Small Businesses have always been the foundation of new job creation?; so recently stated ?SmallBizDavid? Leopold in a YouTube video about ?Starting a New Small Business.? (YouTube.com/SmallBizDavid) ?David quoted Barbara Weltman, ?America?s #1 Small Business Tax Expert? who stated, ?Historically, small businesses have created 60-80% of all new jobs.?

It was for this reason that David ?SmallBizDavid? Leopold committed any available Davidsbarter Community resources to the Startup America Partnership, on January 31, 2011. What has developed over the last several years is a proprietary ?very optimized, very Google-ized? Community Landing Page. ?Davidsbarter Community?s ?Social Marketing Social Network Technology? platform has enabled ?SmallBizDavid? to Start several New Businesses, very simply, very efficiently.

?Just do what I do with your Intellectual Property, your product, your service; there?s no reason why you can?t successfully launch a New Small Business as I have done numerous, times.?

?SmallBizDavid? ?s ?business model? includes creating 20 YouTube videos weekly, telling Google+ about the subject matter, and embedding the Google code on a unique Landing Page inside davidsbarter.com.

?SmallBizDavid? Leopold, with 40 years of Small Business Marketing/Sales/CustomerCare experiences, created DavidsBarter.com as his commitment to the StartUp

America Partnership. The Social Marketing/Social Network Technology platform, developed
for DavidsBarter Community, guarantees Internet traffic to the Members ?Managed Optimized Bandwidth??an ideal platform to Start A Business?and this country needs 1000?s of businesses started NOW?to create JOBS!?

In 2004, David Leopold began to develop his current Small Business Model embracing the Business2Business discipline under his ?Dreaming With Entrepreneurs? brand.? Nearly three years ago, he began to build The David Leopold Network Community, including http://www.DavidsBarter.com focused upon simplifying the Marketing/Technology of Starting A Business.? SmallBizDavid has evolved as the DavidsBarter ?avatar?. The SmallBizDavid Foundation, LLC has been formed and will be accepting 10,000 Charter Lifetime Members.? The SmallBizDavid foundation will get 10,000 New Businesses started; each of those ?Entrepreneurial Ambassadors? will be charged with ?mentoring? 10,000 New Businesses to be started. David is also a best-selling co-author of the business book, Counter-Attack: Business Strategies for Explosive Growth in the New Economy for which he was honored with a Golden Quill Award from The National Academy of Best Selling Authors? in 2011. In January 2008, he self-published his first book, ?How Do You Answer These 749 Questions About Your Small Business??.? Today, that book serves as the foundation of more than 1000 Small Business Key Words, which are ?at the heart of Search within davidsbarter Community.?

Davidsbarter and SmallBizDavid have now achieved the ?top spot? in Google Search Rankings.

To learn more about David Leopold, please visit http://www.DavidsBarter.com

About David Leopold:

Being born into a family of Entrepreneurs, David Leopold really did not put his Dream in place until his father?s death, when he was 23.? Publishing was the pre-chosen field, as his Father lived most of his own life before he realized his own dream of owning a publication.? David personally struggled having his mother as a business partner.? He did what any Entrepreneur would do; he bought the business from his Mother, in a deal brokered by his maternal Grandfather, a successful businessman.

That was in the 1970?s.? Prior to his first business investment, David had displayed an interest in Publishing, but his college journey actually took him into a different direction.? He has never taken a business or marketing class, but has had numerous classroom experiences with college and high school students who have!

While being involved in three different publishing businesses in the 70?s, he chose to pursue other marketing efforts in the 1980?s. He was involved in at least six separate Direct Marketing/Direct Mail endeavors.? It was in that decade that he developed his keen understanding of Return on Marketing Investment.

In the 1990?s, he spent most of his time in ?partnership? with 19? Fortune 500 companies.? The marketing discipline was Teleservices.? He established a national reputation in Insurance Direct Marketing and was asked to participate in numerous speaking opportunities while interacting with 19 of the largest 52 Insurance Companies, generating approximately $100 MM in revenue with his Insurance Direct Marketing business ?partners?.

On January 1, 2000, he began to learn how to effectively use the Internet as a Marketing tool.? Privately, he worked with three international service providers in the Insurance industry.? In 2004, he began to develop his Small Business Model embracing the Business2Business discipline under his ?Dreaming With Entrepreneurs? brand.? Two years ago, he began to build The David Leopold Network Community. Small Businesses could realize unlimited business opportunities with the Optimized Landing Page Application he developed with his 24-year-old Applications Developer partner.

Ultimately, the SmallBizDavid Foundation, LLC will become a non-profit Foundation, with the mission to assist other Entrepreneurs with David?s Marketing expertise.

SmallBizDavid Barters Small Business Key Words (Search) everyday @ YouTube/Facebook, LinkedIn/Twitter and at his DavidsBarter.com/SmallBizTV (10:00 AM EST-11:00 AM EST (M-F) and 8:00AM EST-10:00AM EST on Sundays.

Source: http://www.pressnewsroom.com/index.php/2012/10/19/internet-marketing-expert-david-leopold-explains-importance-of-new-small-businesses-and-job-growth/

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